For licensed loan officers ready to own
Launch and run your own CoLAB-powered mortgage brokerage — keep originating and earning while we handle the licensing, compliance, and back office. You own it. We support it.
A no-pressure call to see whether ownership is your right next move.
Feeling the squeeze?
Margins are shrinking and the one-stop-shop model is winning. If you're a strong originator, the ceiling isn't your skill. It's the structure you're working inside.
Your production grows, your split doesn't.
You build the business; someone else keeps the margin.
Their products, their tech, their rules on your clients.
You've built a book — on a name you don't own.
The bridge to ownership
The Loan Officer → Owner Transition Program lets you keep originating and earning while you get ready — financially, on licensing, and on experience — to open your own CoLAB franchise. Move at your pace, discreetly, with a team beside you.
days is how long it typically takes partners to get operational, depending on state licensing.
ownership of your brokerage and your profits — no joint ventures, no MSAs.
independent-contractor structure with a simple per-file fee, so you're paid like the business owner you're becoming.
"Broker in a Box"
You don't piece this together, Google it, or guess. CoLAB gives you the manuals, templates, systems, and people across every area of the business — built over 20 years.
A full compliance management system, audit-ready checklists, and quarterly MCR filing.
Company, state & branch NMLS licensing, plus renewals and continuing education.
Wholesale lender setup, credit/AUS accounts, and your full tech stack activated.
CEO dashboards, comp-plan modeling, and the numbers that keep you profitable.
Hiring, onboarding, handbooks, and payroll templates built for mortgage teams.
Customizable flyers, email and social templates — branded for your company.
Monthly origination training, lender presentations, and ongoing mentorship for your LOs.
A team to troubleshoot files, pick the right lender, and back up your originators.
Add the Broker Concierge service and our team works behind the scenes on the areas you choose — so you stay semi-passive and focused on production while your brokerage runs.
Be in business for yourself — never by yourself
Brokerage, branch & LO licensing, legal/compliance, branding, accounting, and full tech integration.
Priority support so your operations never stall when a question comes up.
Full-suite CRM plus Arive LOS — the lead-to-close flow set up and maintained for you.
Templates, scripts, and tools that took two decades to build — plus a private community.
Personalized coaching from experienced brokers, tailored to your business goals.
Data-driven reporting and a sales accountability group to keep growth on track.
From conversation to ownership
We map your production, goals, and state to see if ownership makes sense for you.
We handle business formation and your company, branch & LO NMLS licensing.
CRM, LOS, wholesale lenders, and compliance — set up and connected.
Go live, recruit LOs, and scale with ongoing support behind you.
Most partners are operational within 60–90 days, depending on state licensing.
What owners say
"I promise you this is for everyone. Everybody and anybody who really want to own their business. So if you're looking to really become autonomous, independent, and really control your future, Co/LAB Lending, baby. Collaborate, Don't wait!"
"What surprised me was that there was even more support than I expected, which has been amazing. The pleasant surprise was that I thought the bar for support was here, but it ended up being even higher, which was great!"
"Sometimes I imagine what this would be like if I were doing it alone. It's definitely a good ROI for me. What I get back is time, capacity, and bandwidth, which is invaluable."
Book the conversation
A straightforward call to look at your numbers and goals — and whether the franchise or the transition program is the right fit.
Tell us a bit about you and we'll reach out to schedule.
We'll reach out shortly to schedule your discovery call.
